Medicare Part D is basically insurance for your medication needs. It is run by an insurance company or other private company approved by Medicare.
Medicare prescription drug converage is an optional benefit. Everyone with Medicare is offered drug coverage. Use caution here when deciding whether or not to join a Medciare drug plan.
If you decide not to join a plan when you are first eligible, you will likely pay a late enrollment penalty if you join later.
When purchasing a Prescription Drug Plan, your actual drug plan costs may vary. This depends on some of the following:
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